How figures are checked is on the methodology page. Spotted something wrong? Tell us; corrections are logged here with the date they were made.
- New Medicare levy surcharge calculator: hospital cover vs the surcharge, with salary packaging, fringe benefits and super added back into MLS income, the private health insurance rebate and Lifetime Health Cover loading.
- New EV FBT 2027 changes calculator: the cost of an EV novated lease committed before 1 April 2027, from April 2027, or from April 2029, under the draft law.
- New PHEV novated lease calculator: grandfathering check, fuel and charging costs split, and a PHEV vs EV vs petrol comparison.
- New tax rates by year page: resident rates, offsets and levies from 2015-16 to 2027-28, with tax on any income in any year. Includes the legislated 14% rate and $250 Working Australians tax offset from 1 July 2027.
- EV FBT exemption guide updated for the draft phase-down law (Treasury consultation 11 to 28 September 2026), including what ends a grandfathered lease early. Still not law.
- New take-home pay calculator replaces the pay rise calculator: adds salary sacrifice, the Medicare levy surcharge, reportable fringe benefits and super-inclusive packages. The pay rise comparison is built in.
- Marginal vs effective tax rate guide merged into the tax brackets guide, with a foreign resident rates answer added.
- "Is a novated lease worth it?" merged into novated lease vs car loan, with a new worked five-year totals table for EV and petrol cars at three salaries.
- FHSS deemed earnings rate updated to the October to December 2026 shortfall interest charge rate: 7.51% (was 7.43%).
- HECS indexation guide: full indexation rate history from 2013, including the reduced 2023 and 2024 rates.
- New computed tables: paying HECS early vs saving the money, the repayment a lender sees, what overseas debtors owe by worldwide income, why HECS bills appear at tax time, and balloon amounts by car price and lease term.
- Calculators now show their default results before JavaScript loads.
- Fixed missing spaces next to links on the homepage and ten guides.
- Named the person who builds and maintains the site, added author and date lines, and a primary-source list on every guide and calculator.
- Added charts to six guides (tax brackets, bracket creep, HECS thresholds, HECS indexation, Medicare levy vs surcharge, marginal vs effective rate).
- Privacy policy corrected to describe the advertising and analytics scripts the site loads.
- Added the First Home Super Saver and NFP salary packaging calculators, with FHSS caps, release rate and the July to September 2026 shortfall interest charge rate.
- Added eleven guides covering Division 293, the Medicare levy surcharge, novated lease FBT and HECS, salary packaging, second jobs, bracket creep and HECS at tax time and overseas.
- Added eight guides including the 2026-27 HECS repayment thresholds, tax brackets, voluntary HECS repayments, the EV FBT exemption and the concessional contributions cap.
- Re-verified the EV FBT phase-down: announced, not yet law.
- Added the HECS indexation, novated lease vs car loan and "is a novated lease worth it" guides. Pre-reform HELP indexation rates verified against the ATO.